![]() ![]() This means you could get a cheaper deal on your buildings insurance premiums.Īlthough a fire is no more likely to start in a thatched house than a regular house, the materials used in thatched roofs can cause a fire to spread more quickly and cause more damage. With thatched house insurance, insurance companies will usually be able to give you a better deal, and generally will be able to tailor a plan to suit you. On top of that, thatched roofs often require work carried out by specialists, which might be more expensive than your usual maintenance work. Thatched roofs are generally harder to maintain and come with a greater risk of fire damage than regular roofs. That’s because insurers are weighing up the risk of protecting your property. If you have a home with a thatched roof, you might find it harder to get cheap buildings insurance premiums. Or in many cases, they will simply refuse to provide you with insurance altogether. So you might find that they're not as understanding when you need to make a claim. Your standard buildings insurer will not necessarily have a lot of expertise or experience with insuring thatched homes. Providing you with a fairer policy for thatched house insurance than you might get with a regular home insurance policy. Non-standard policies consider the unique requirements of thatched homes. Thatched house insurance is a type of non-standard home insurance. ![]() Therefore, avoiding having to make any claims in the future, which is likely to result in higher premiums on your insurance policy for the following year. Read on to find out more about thatched house insurance, and how you can minimise damage to your thatched roof, and make sure you have appropriate insurance for thatched cottages. So if you're planning to buy a thatched home, or you already have one, then you should learn more about thatched house insurance. They're having a home designed for modern living, with the quaint village look of a thatched roof. With some local authorities being reportedly more likely to grant permission for new thatched houses to be built, some homebuyers are now getting the best of both worlds. The building of thatched houses is said to be on the rise in the UK despite the difficulty in sourcing cheap materials for the thatched roofs and the complications in finding appropriate insurance. Today, quite a lot has changed and thatched homes are now a far wealthier symbol, evoking images of the idyllic countryside and 18th-century villages. The result gave buildings a lighter roof that could be held up with less timber than other types of house, and thus were built at a cheaper cost. Thatched housing was once a symbol of poor communities in the British countryside, as the materials used in creating the signature roofs were so readily available. ![]()
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